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What Is Telemedicine and How Is It Helping Patients?

Telemedicine, also known as telehealth, gives patients the ability to meet with healthcare providers remotely using telecommunications technology. As telemedicine grows, you may have questions about this healthcare service. Antares answers some of telemedicine’s most frequently asked questions.

What Is Telemedicine?

Telemedicine is what allows patients to receive non-emergency medical advice or a diagnosis of their symptoms from a doctor by using a computer, tablet, smartphone, or other device while remaining in the comfort of their home.

For more than a decade, physicians and healthcare providers have been equipped with telemedicine apps, tools, online portals, and connected devices to diagnose patients from afar. This eliminates traveling to an office and expedites the patient-care cycle. Using a telehealth service can help reduce the risk of catching and/or spreading an illness.

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What Is the Difference Between Telehealth and Telemedicine?

The difference between “telehealth” and “telemedicine” is minimal. The terms are generally regarded as synonyms and used interchangeably to refer to the long-distance exchange of medical information through electronics and telecommunications.

But, in some instances, “telemedicine” can mean the specific practice of remote care for a patient by a provider using telecommunications technology, whereas “telehealth” can more generally refer to the technologies and services used to deliver and receive patient care.

What Is Telemedicine Used For?

Telemedicine allows people with health concerns to gain instant access to:

  • Physicians who can prescribe medication through 24/7 consultations over the phone or online.
  • Health professionals who can help you navigate the healthcare and health insurance systems.
  • Skilled negotiators who can help lower out-of-pocket costs on medical bills.
  • Consultations during holidays, weekends, and late nights.

So, what is telemedicine? It is virtual access to healthcare services. You can focus on your health by taking advantage of these benefits, while saving time and money.

What Are Examples of Telemedicine?

Examples of telemedicine include health advocacy and physician consultations. Patients can easily contact a doctor for non-emergency medical inquiries at any time of day, even on weekends and holidays. Physicians can effectively provide treatment for allergies, bronchitis, sore throat, sports injuries, headaches, skin conditions, and more with a telehealth system.

Mental healthcare is also possible with telemedicine, which can include virtual visits with licensed therapists and psychiatrists. Treatment can be provided for eating disorders, parenting issues, stress, grief, and other conditions.

The healthcare system may seem complex and intimidating. A telemedicine health advocate can help, if your plan includes this service. Whether it’s locating a physician or hospital, resolving insurance claims, or finding new medical treatments, health advocates can help you navigate the system and its processes.

Why Do We Need Telemedicine?

We need telemedicine because some patients are unable to visit a physician’s office. If you’re located in a rural area or otherwise unable to leave your home, telemedicine services can help you get the healthcare you need.

Does Telemedicine Reduce Costs?

Telemedicine can reduce costs significantly. As of 2018, 57% of Americans said they had received a surprise bill for a medical expense not covered by insurance. The savings provided by telehealth services could be valuable. Depending on the plan, you could see discounts ranging from 25% to 50%. Avoiding emergency departments and using a telemedicine visit can help patients save hundreds—sometimes thousands—of dollars. Unexpected costs and high medical bills can add to stress levels, but a telemedicine health advocate or service can help ease your burden.

Does Medicare Pay for Telemedicine?

Medicare Part B provides coverage for various telemedicine services. The deductible applies once 20% of the Medicare-approved amount is paid. The Centers for Medicare and Medicaid Services (CMS) eased restrictions on telemedicine in March 2020, allowing beneficiaries expanded access to telehealth services.

Find Telemedicine Benefits Today

If your health insurance plan doesn’t provide access to telemedicine or health advocacy, Antares can help you find wellness plans that do. Learn more about wellness plans that offer telemedicine services now.

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How to Choose a Primary Care Physician (PCP)

One key component of a health maintenance organization (HMO) health insurance plan is the primary care physician (PCP).¹ This is the person who will coordinate all of your medical care. You will likely be required to choose a primary care physician when you sign up for your insurance. This is an important decision, so carefully consider your options.

Many Medicare recipients choose HMOs for their health insurance. In fact,  62% of Medicare Advantage recipients have HMO plans.² HMO plans can also be offered by employers³ and are available on the health insurance Marketplace.4 If you’re not sure what kind of plan you have, check out Antares’ descriptions of common insurance terms for a brief overview.

Do you already have a doctor that you’d like to continue to use? If so, make sure that this person is in the network for any health insurance plans you might be considering. If you don’t have someone you prefer, how can you find a doctor you like? Antares suggests using these guidelines to narrow your search.

Find an Office

You don’t want to drive far to see a doctor, especially if you aren’t feeling well. Make a list of doctors’ offices that are close to your home. Are they convenient? Are they open on weekends? Look at their office hours to make sure they are available when you are. Call a few of the places that fit your needs, and ask if they’re taking new patients. If they are, see how soon you can get an appointment. You don’t want to have to wait several weeks to see your doctor, so lack of availability is a warning sign that you may want to choose a different office.

One of the best ways to find an office and/or PCP is by asking your friends and neighbors. Many people are eager to share both positive experiences and horror stories about local doctors. You can also look at ratings websites or online community forums for suggestions.

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Consider Your Needs

You may be tempted to just pick a name out of a hat and go with it, but this is one of the most important health care decisions you’ll make, particularly if you fall ill. All of your healthcare will be arranged and directed through your primary care physician, and you’ll need to see that person if you want referrals to specialists or anything out of the ordinary.

Once you’ve found one or two offices that meet your needs, consider the type of person you feel most comfortable with. Do you want someone fresh out of medical school? Would you prefer an older doctor? Do you have a gender preference? You will likely be discussing intimate issues with your doctor, so you want to feel comfortable with him or her.

Interview Two or Three PCPs

If you have the ability, make an appointment to meet with the PCPs you are considering. Before you speak to a potential PCP, think about the issues that are important to you. Perhaps you have some particular health concerns. Maybe you are a fan of one kind of diet, or a certain type of exercise. Ask the doctor what his or her thoughts are on these subjects. Your primary care physician should be someone that makes you feel confident and comfortable. Don’t settle for anything less.

Once you’ve found the primary care physician you’d like to use, visit Antares to find plans that have your doctor in their networks. The Antares can rank plans based on your needs and can help you find a health insurance plan that includes the doctor you want to use. The best part? The service comes at no cost to you.

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Social Media and Health: The Good, the Bad, and the Future

For many people, focusing on and filtering information can be a challenge. Gutenberg opened the information floodgates first with the invention of the printing press.1 Similarly, all the devices and channels now used to access that information, with social media playing a starring role, made information more available—and removed social restrictions on who publishes new content.2

So, why would having more access to information be a problem? As career coach Penelope Jones observes, “If the majority of our inbox is overly full of things that are not important, not relevant and often not interesting, it can be easy to miss the things that are genuinely important or interesting, or to see something, get distracted and then mentally move on.”3

As more and more information is published more frequently and in new, more invasive ways, attention spans diminish.4 Then, there’s the dilemma of whether sources and their information are credible. The irony of this is, though researchers warn of social media’s potential ill effects on health, it’s also one of the newest vehicles healthcare professionals can use to connect with their patients.5,6

Side Effects of Social Media: Pros and Cons

The average person spends nearly two and a half hours a day on social media.7 But research suggests that level of use isn’t healthy for everyone.

A 2021 study conducted by Brigham Young University (BYU) found that teenage girls who were logged in for 2-3 hours a day were more at risk for the negative influence of extended social media use. “Research shows that girls and women in general are very relationally attuned and sensitive to interpersonal stressors, and social media is all about relationships,” said BYU professor and study author Sarah Coyne. “At 13, girls are just starting to be ready to handle the darker underbelly of social media, such as FOMO (fear of missing out), constant comparisons and cyberbullying. A 13-year-old is probably not developmentally ready for three hours of social media a day.”8

But social media is not necessarily a bad thing. It can also be used to satisfy unmet needs for people. Mesfin Awoke Bekalu, research scientist in the Lee Kum Sheung Center for Health and Happiness at Harvard T.H. Chan School of Public Health, said “We know that having a strong social network is associated with positive mental health and well-being. Routine social media use may compensate for diminishing face-to-face social interactions in people’s busy lives. Social media may provide individuals with a platform that overcomes barriers of distance and time, allowing them to connect and reconnect with others and thereby expand and strengthen their in-person networks and interactions.”9

Social media does have some proven benefits for mental health.

  1. Fosters community and togetherness, giving even those who live alone more potential connections10
  2. Allows users to keep in touch with friends and family members from great distances11
  3. Makes it easy to share knowledge and information12

However, the reverse is also true for some who use social media.

  1. Decreases number and quality of in-person interactions13
  2. Encourages dependency on devices, which can cause anxiety for those trying to keep up with notifications and alerts9
  3. Causes depression and anxiety in younger users9

As with anything in life, moderation and balance are key. Social media has become such an ingrained part of our existence that it isn’t realistic or necessarily beneficial to cut it out completely. The 2020 study “Social Media and Mental Health: Benefits, Risks, and Opportunities for Research and Practice” explains “Being aware of [social media] risks is an essential first step, before then recognizing that use of these popular platforms could contribute to some benefits like finding meaningful interactions with others, engaging with peer support networks, and accessing information and services.”14 One potential positive use would allow patients to connect with their healthcare providers on these platforms.

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Self(ie) Help

There are a few steps you can take to help yourself navigate social media in your personal life with less stress.15

  1. Turn down the notification noise.
    “You don’t need to see everyone’s opinion on every single issue,” writes researcher Renee Goyneche. “Use your filters and lists liberally and turn off notifications so that you’re not tempted to respond to every post or comment.”
  2. Introduce a level of purpose.
    Focus on who and what you follow on social media feeds. Eliminate the things that increase your anxiety. “We often default to surfing the internet out of habit rather than for an actual purpose, and wind up falling down the rabbit hole, reading article after article that doesn’t really address any specific need for information,” Goyneche says.
  3. Take a step back.
    Find an activity that removes you from the temptation of social media access. “Take a walk or get a coffee. Grab a book and read over your midday meal instead of playing on your phone,” says Goyneche. “Go to the gym. Pick up a paintbrush. Any activity that engages your mind and body in a different way helps to break the overload cycle.”

The Social Media and Healthcare Connection

Some health professionals are beginning to use social media and other new technologies to meet the general populace where they are and bring healthcare to them.

“In recognizing that many individuals living with mental illness use social media to search for information about their mental health, it is possible that they may also want to ask their clinicians about what they find online to check if the information is reliable and trustworthy,” the previously mentioned ‘Social Media and Mental Health’ study states. “Therefore, mental health clinicians may be ideally positioned to talk with their patients about using social media and offer recommendations to promote safe use of these sites while also respecting their patients’ autonomy and personal motivations for using these popular platforms.”14

Here are just a few of the ways healthcare professionals are using social media and other new technologies to connect with patients.

Using the Internet as the world’s largest medical library. The wealth of information online, and the ease with which it’s updated, means doctors can stay up to date on the latest research, technology, and treatments.16

Encouraging accountability between patients and providers. Reviews are ubiquitous on social media, and doctors work with the knowledge that any patient can publish their experience in a matter of minutes. Eighty-seven percent of consumers read online reviews for local businesses.17

Producing apps so patients can track progress toward health goals. Around 42% of U.S. consumers use health and fitness apps. These apps can help encourage patients to achieve their goals or track progress between doctor’s appointments. Approximately half of app users share their data with their physician.18

Creating accurate, credible resources. Because anyone can publish information online, some healthcare providers feel a responsibility to provide their patients with content they can trust—and to share that content on social media.19 Many doctors are becoming social media influencers and amassing an online following.20,21

Scheduling appointments and following up with patients. When patients can use social media to request appointments, and doctors choose this channel for follow-up conversations, agile response time is a big benefit.

Social media may just be a powerfully effective way for providers and patients to communicate, and to combat misinformation. “Doctors may be able to help to mitigate the medical misinformation mess by curating and disseminating evidence-based content to the general public via social media platforms, such as Twitter and Facebook,” states Dr. Samuel P Trethewey.22

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Timing Is Everything: The Best Foods for Before and After a Workout

When it comes to a nutritious diet, it can seem like there’s a lot to keep track of. You’re probably already paying attention to what and how much you eat. But considering when you eat certain foods in relation to your workout—before, during, and after—can make a big difference, too. With a few simple guidelines, it’s easy to choose food that’s tailored to your exercise routine for the best results.

Before a Workout: Water and Complex Carbohydrates

The bottom line in pre-workout nutrition is to load up on healthy carbohydrates one to four hours before your exercise session. This means choosing whole grains (complex carbohydrates) when you can and selecting foods low in fat that also have low or moderate protein content. If you’ll exercise for longer than an hour, shoot for 30-40 grams of carbs.1

The details of your optimal pre-fitness snack depend on what works best for your routine. Some people who work out early in the morning may not have time to prepare a complicated meal before heading out the door. In that case, you’ll want something you can grab quickly as you leave to start your day—or at least something you can throw together in a few minutes. “Protein bars are ideal for post-workout snacking to replenish tired muscles, but you’re better off munching on an ‘energy’ bar before a long sweat, as they’re typically higher in calories and carbs,” according to registered dietitian Natalie Rizzo.1

Don’t Work Out Without Eating

No matter what you eat, anything is better than working out with an empty stomach. When it’s been a while since your last meal, your metabolism is in fasting mode. Without readily available energy from food, your body ends up breaking down your stored fat in search of sustenance.

Certified nutritionist Liz Wyosnick explained: “Exercising on empty doesn’t equate to getting leaner. With a properly fueled body, you will be able to exercise harder, burn more calories and potentially burn more body fat during and after your exercise.”2 Not only that, but when your body doesn’t have food energy available and turns to fat stores, keto-acid begins to pile up in your blood. This state is called ketosis, and it can cause dizziness, fatigue, and even kidney damage.3

Here are a few snacks and small meals to help you power through your workout:

  • Smoothie made with fruit, yogurt, and milk or almond milk
  • Cooked freekeh with fruit
  • Fruit and nut bar
  • Greek yogurt topped with granola
  • Fresh beet and peach or nectarine salad
  • ½ cup dried oats, cooked, with almond butter
  • 1 slice whole-wheat toast with jam

Caffeine May Also Boost Fat Burn

A 2021 study found that taking caffeine or drinking coffee half an hour before exercise can help with burning fat. “The results of our study showed that acute caffeine ingestion 30 minutes before performing an aerobic exercise test increased maximum fat oxidation during exercise regardless of the time of day,” said lead study author Francisco J. Amaro.4

Don’t Forget Your Water

Make sure to drink plenty of water so that you’re properly hydrated before you begin. Drink at least a few cups of fluids before exercising.

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What are the early signs of hearing loss?

With age-related hearing loss, your ability to hear higher-pitched sounds is usually the first thing to go, says Dr. Michaelides.

“That part of the inner ear is weakest and more prone to hearing loss over time,” he says.

One telltale sign of hearing loss: You have a harder time understanding speech from women and children.

Other early signs of hearing loss to watch for:

  • You struggle to hear people on the other end of the phone.
  • You have trouble hearing conversations when there’s a lot of background noise.
  • You find yourself turning up the volume on the TV louder than you used to.
  • You need to ask people to repeat themselves.

“If you have any of those signs, it’s very reasonable to get a hearing test,” says Dr. Michaelides.

How is hearing loss diagnosed?

Hearing tests are performed by specialists known as audiologists. You can book an appointment with one directly or visit your primary care provider and get a referral.

If you’re on Medicare, you’ll need a referral to get coverage, says Dr. Michaelides.

Here’s what to expect: After you fill out your case history form and review it with your audiologist, you’ll put on a set of earphones and raise your hand whenever you hear a beep. This will help determine your “threshold” of hearing. That’s the quietest sound you can hear at different frequencies—generally from 250 Hz to 8,000 Hz, which is the frequency range for speech sounds, says Tracy Winn, AuD. Winn is an audiologist at Northwestern University in Evanston, Illinois.

“That tells us how loud sound has to be for you to hear it,” Winn says.

You may be able to hear just fine at lower frequencies but struggle with higher ones. All this helps your audiologist figure out your degree of hearing loss—mild, moderate, severe, or profound—so they can find the best solution for you.

You’ll also be asked to put on a “bone oscillator.” This is a metal headband. Each end fits behind either ear, allowing sound to bypass the outer and middle part of the ear.

“If you have significantly better hearing with the bone oscillator, then we know you have something blocking that process,” such as fluid or earwax buildup, Winn says.

Finally, the audiologist may measure your ability to hear speech clearly. They may provide a list of words, including single-syllable words with difficult sounds such as “s,” “f,” and “th,” and be asked to repeat each one.

“If word recognition is impaired, there may be a limit to the benefit you will receive with hearing aids,” Winn says. “But even with impaired speech clarity, most people will notice benefit with hearing aids.”

Your audiologist may also send you to a hearing loss physician, or otologist, to help confirm a diagnosis, says Dr. Michaelides. An otologist will perform a physical examination, looking inside your ear canal to check for damage to the hearing bones or eardrum.

A diagnosis will then be made based on the hearing test results and the physical exam, says Dr. Michaelides.

Keep in mind you may have more than one type of hearing loss—for example, you may have excess earwax along with age-related hearing loss.

How do I treat my hearing loss?

Depending on what you learned from the hearing test and exam, your doctor or audiologist may recommend one of the following options:

Hearing aids. If you have age-related hearing loss, this is likely the first treatment you’ll be advised to try. In a nutshell, hearing aids work by amplifying the sound in your ears. And they’ve come a long way in recent years.

For example, you can program the hearing aids to prioritize certain sounds—such as people’s speech, or music if you’re a music lover. They’re basically little computers that are programmed to suit your unique needs and preferences.” Although there are a lot of different products out there, your audiologist will guide the selection process and present what is appropriate for a person,” says Winn.

“The options that most people need to consider are technologies such as Bluetooth compatibility, rechargeable batteries, tele-coil compatibility, and the style or size of the hearing aids,” says Winn. “There are technology levels to consider based on lifestyle and mainly to do with background noise and how much a person wants the hearing aids to react to noise automatically.”

You’ll get a trial period—usually 30 days—to decide if the hearing aids you choose are right for you. Then you’ll return to your audiologist in two or three weeks or for adjustments and fine-tuning, which may require more follow-up appointments. Once you’re happy with your hearing aids, Winn recommends regular six-month visits with your audiologist to have your hearing aids checked and cleaned. If you’re having any trouble at all with your hearing aid, book a visit with your audiologist for help.

Cochlear implants. If your hearing aids aren’t helping, you may be a candidate for a cochlear implant, says Dr. Michaelides. “That’s a device we implant into the inner ear to restore hearing,” he says.

Most adults who undergo the surgery hear better afterward, often immediately. Hearing may continue to improve for about three months or even years. To determine if you’re eligible for an implant, you’ll need a more extensive hearing test and medical exam, and possibly a CAT scan—a type of x-ray—taken of your inner ear, says Dr. Michaelides.

Surgery. For specific problems with your eardrums or the hearing bones, surgery can help restore hearing, says Dr. Michaelides. For example, if you have a hole in your eardrum—which can be caused by an infection, air pressure changes (from, say, diving), or from foreign objects such as a cotton swab, your doctor can help you decide if this can be surgically repaired.

Earwax removal. Everybody’s ears produce earwax, but some people make more than others. Too much can block the ear canal, making it harder for you to hear. Luckily, this type of hearing loss can be fixed by removing it.

Your doctor may be able to remove your earwax by sucking it out (suction), flushing it out with liquid (irrigation), or by using a small tool with a loop on the end of it. You can even buy drops at your local pharmacy to help loosen and remove earwax. But don’t try to remove the wax with a cotton swab, Dr. Michaelides says. You may push it farther in.

Fluid drainage. Sometimes fluid can build up in the middle of your ear (from, say, an infection), dampening the vibration of the eardrum. And that may cause hearing loss, says Dr. Michaelides. To drain the fluid, your physician may prescribe a medication to release it. Or the doctor could make a small hole in the eardrum, inserting a small tube into it and removing it.

Are there any over-the-counter hearing loss treatments?

If you’re suffering from only minor hearing loss and need help in certain situations, says Winn, you could consider buying a personal sound amplification product (PSAP).

“I think of them as reading glasses for hearing,” she says. “They’re for people who don’t need amplification all the time but might struggle while watching a play or a movie at home—just to get that extra little boost.”

But it’s worth noting that PSAPs aren’t approved by the U.S. Food and Drug Administration as devices to aid a person with hearing loss.

Pretty soon, though, you’ll be able to buy hearing aids meant for adults with mild to moderate hearing loss directly from the store. “Nothing would be on the market until late 2022 or 2023,” says Kelley.

Will Medicare cover my hearing aids?

Let’s start with what Medicare will cover. If your doctor orders you a hearing exam, it will be covered by Medicare. You would, however, pay 20% of the Medicare-approved amount.

While some Medicare Advantage plans cover hearing aids, Original Medicare does not.

That may change soon: New legislation in Congress has been proposed that would cover the cost of hearing aids for those with moderately severe, severe, or profound hearing loss starting in 2023.

That’s a big deal, considering the cost of hearing aids.

But that doesn’t mean you should wait for the new law to pass. Talk to a licensed Antares  insurance agent at (818) 8057113 about finding a Medicare Advantage plan that covers hearing aids.

Remember that cochlear implant? It may be covered by Medicare too.

Talk to your doctor if you have questions about whether that or another treatment is covered.

How can I prevent hearing loss?

While age-related hearing loss isn’t reversible, you can help keep it from getting worse. One of the best ways to do that: Use earplugs when you’re around loud noises, including while using power tools or your lawnmower, or while at a rock concert or a wedding reception.

“I always carry earplugs,” says Kelley, who uses the disposable foam kind that you can buy at any drugstore. They don’t cost a lot, and they can help reduce decibel levels.

Another tip for podcast and music lovers: Overusing earbuds—the type of hearing device that fits directly in your ear—can potentially damage your hearing.

Limit earbud use to no more than two hours a day, Winn recommends. ”But this, of course, depends on how loud someone is listening to the sound presented through the earbuds. The louder the output, the shorter the time you can listen before being at risk for noise-induced hearing loss.”

How can I fit hearing aids into my active lifestyle?

Hearing aids are great, but don’t assume they’ll solve all your problems.

“Managing life with hearing loss is a whole rehabilitative process,” Winn says. “Hearing aids are one part of that. But there are a lot of components to learning how to function better in the world when you have hearing loss.”

Try these tips.

  • Use visual aids. “We all lip-read whether we know it or not, but people with hearing loss really depend on that tool,” Kelley says. Try to face people when they’re speaking and talk in rooms with good lighting, suggests Winn. Also ask people not to cover their mouths when they speak—such as with a menu at a restaurant.
  • Find quiet places. For example, if you’re going out to dinner, ask to be seated in a corner without a lot of people around or with your back to a wall to help block noises coming from behind you. Spaces with carpeting, which may help absorb sound, could potentially be better than ones with wood floors.
  • Try a remote microphone. This tool works together with your hearing aids and can help you hear people in situations with a lot of background noise, says Winn. Someone talks into the microphone, and their words stream directly to your hearing aids. Many hearing aid manufacturers also use smartphone apps that can do this, so you can use your phone instead of the microphone. Table microphones are also available for group meetings. And you can even get a device for your TV that lets you adjust the volume so that you can listen to it louder (or quieter) than the person next to you.
  • Know your options. Many movie theaters, concert halls, churches, and other large venues have assistive listening systems. These work directly with your hearing aids or sometimes through earphones the place provides, says Winn.

Bottom line: If you’re having trouble hearing, schedule an appointment with an audiologist or your doctor. You could begin taking steps to hear better right away—and as you’ve just learned, that could be nothing short of life-changing.

Worried about your hearing but don’t have health insurance coverage? Contact a licensed Antares agent today at (818) 8057113, or review plans online.

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Take Charge of Your Hearing

Let’s say you’re at one of your dearest friend’s retirement parties, and your mutual friend gives a speech. Everyone ends up in tears … except you. Because you couldn’t hear what the speaker was saying.

According to the National Institute on Deafness and Other Communication Disorders (NIDCD), 1 in 8 Americans—or 30 million people—ages 12 or older have hearing loss in both ears.

The older you are, the more likely you’ll experience it: People 60 to 69 deal with the most hearing loss, according to the NIDCD.

If that describes you, guess what? You don’t have to suffer in silence.

“All of our connections are made through hearing,” says Barbara Kelley. She’s the executive director of the Hearing Loss Association of America in Rockville, Maryland.

And when your hearing starts to go, it can impact everything from your job and your relationships to your social life, she adds. That can lead you to begin isolating yourself from the people you know and love.

That last part is particularly dangerous: Research shows that social isolation can lead to all kinds of health problems, including depression, anxiety, cognitive decline, and even heart disease.

And that’s not all the danger that might await untreated hearing loss. According to the World Health Organization, adults over 60 suffer the greatest number of falls each year and are the greatest risk of death or serious injury from them.

“I have a friend who was knocked over by a big dog because she didn’t hear him coming,” Kelley says. “She ended up with a broken foot.”

And yet many people with hearing loss don’t consider it a problem, Kelley says. They often wait years before doing something about it.

Don’t make that mistake. If you have any concerns about hearing loss, get a hearing exam done by an audiologist. Then get an appointment to see an otolaryngologist, or ENT (ear, nose, and throat). They can diagnose your issue, figure out your level of hearing loss, and treat you for it.

Read on to learn about hearing-loss treatment options and small lifestyle changes that can make a big impact in how you experience the world around you.

Health insurance coverage could be the first step to helping you hear better. Contact a licensed Antares insurance agent today at (818) 8057113, or visit us online to shop for a plan.

What causes age-related hearing loss?

There are tiny hair cells inside your ears that turn vibrations into sounds. “When you’re born, those hair cells are all you get,” says Elias Michaelides, MD. He’s an associate professor of otolaryngology at Rush University Medical Center and the director the Rush Cochlear Implant Program in Chicago.

Unlike the rest of the cells in your body, hair cells won’t grow back if they become damaged or die.

According to Dr. Michaelides, most people lose at least some hair cells as they age, which could explain why half of adults over 75 have significant hearing loss.

The biggest contributing factors to hearing loss: exposure to loud noises and your genes (age-related hearing loss tends to run in families).

Other factors that can lead to hearing loss include severe viral infections and some medications, such as chemotherapy medications and high-dose antibiotics.

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What are the early signs of hearing loss?

With age-related hearing loss, your ability to hear higher-pitched sounds is usually the first thing to go, says Dr. Michaelides.

“That part of the inner ear is weakest and more prone to hearing loss over time,” he says.

One telltale sign of hearing loss: You have a harder time understanding speech from women and children.

Other early signs of hearing loss to watch for:

  • You struggle to hear people on the other end of the phone.
  • You have trouble hearing conversations when there’s a lot of background noise.
  • You find yourself turning up the volume on the TV louder than you used to.
  • You need to ask people to repeat themselves.

“If you have any of those signs, it’s very reasonable to get a hearing test,” says Dr. Michaelides.

How is hearing loss diagnosed?

Hearing tests are performed by specialists known as audiologists. You can book an appointment with one directly or visit your primary care provider and get a referral.

If you’re on Medicare, you’ll need a referral to get coverage, says Dr. Michaelides.

Here’s what to expect: After you fill out your case history form and review it with your audiologist, you’ll put on a set of earphones and raise your hand whenever you hear a beep. This will help determine your “threshold” of hearing. That’s the quietest sound you can hear at different frequencies—generally from 250 Hz to 8,000 Hz, which is the frequency range for speech sounds, says Tracy Winn, AuD. Winn is an audiologist at Northwestern University in Evanston, Illinois.

“That tells us how loud sound has to be for you to hear it,” Winn says.

You may be able to hear just fine at lower frequencies but struggle with higher ones. All this helps your audiologist figure out your degree of hearing loss—mild, moderate, severe, or profound—so they can find the best solution for you.

You’ll also be asked to put on a “bone oscillator.” This is a metal headband. Each end fits behind either ear, allowing sound to bypass the outer and middle part of the ear.

“If you have significantly better hearing with the bone oscillator, then we know you have something blocking that process,” such as fluid or earwax buildup, Winn says.

Finally, the audiologist may measure your ability to hear speech clearly. They may provide a list of words, including single-syllable words with difficult sounds such as “s,” “f,” and “th,” and be asked to repeat each one.

“If word recognition is impaired, there may be a limit to the benefit you will receive with hearing aids,” Winn says. “But even with impaired speech clarity, most people will notice benefit with hearing aids.”

Your audiologist may also send you to a hearing loss physician, or otologist, to help confirm a diagnosis, says Dr. Michaelides. An otologist will perform a physical examination, looking inside your ear canal to check for damage to the hearing bones or eardrum.

A diagnosis will then be made based on the hearing test results and the physical exam, says Dr. Michaelides.

Keep in mind you may have more than one type of hearing loss—for example, you may have excess earwax along with age-related hearing loss.

How do I treat my hearing loss?

Depending on what you learned from the hearing test and exam, your doctor or audiologist may recommend one of the following options:

Hearing aids. If you have age-related hearing loss, this is likely the first treatment you’ll be advised to try. In a nutshell, hearing aids work by amplifying the sound in your ears. And they’ve come a long way in recent years.

For example, you can program the hearing aids to prioritize certain sounds—such as people’s speech, or music if you’re a music lover. They’re basically little computers that are programmed to suit your unique needs and preferences.” Although there are a lot of different products out there, your audiologist will guide the selection process and present what is appropriate for a person,” says Winn.

“The options that most people need to consider are technologies such as Bluetooth compatibility, rechargeable batteries, tele-coil compatibility, and the style or size of the hearing aids,” says Winn. “There are technology levels to consider based on lifestyle and mainly to do with background noise and how much a person wants the hearing aids to react to noise automatically.”

You’ll get a trial period—usually 30 days—to decide if the hearing aids you choose are right for you. Then you’ll return to your audiologist in two or three weeks or for adjustments and fine-tuning, which may require more follow-up appointments. Once you’re happy with your hearing aids, Winn recommends regular six-month visits with your audiologist to have your hearing aids checked and cleaned. If you’re having any trouble at all with your hearing aid, book a visit with your audiologist for help.

Cochlear implants. If your hearing aids aren’t helping, you may be a candidate for a cochlear implant, says Dr. Michaelides. “That’s a device we implant into the inner ear to restore hearing,” he says.

Most adults who undergo the surgery hear better afterward, often immediately. Hearing may continue to improve for about three months or even years. To determine if you’re eligible for an implant, you’ll need a more extensive hearing test and medical exam, and possibly a CAT scan—a type of x-ray—taken of your inner ear, says Dr. Michaelides.

Surgery. For specific problems with your eardrums or the hearing bones, surgery can help restore hearing, says Dr. Michaelides. For example, if you have a hole in your eardrum—which can be caused by an infection, air pressure changes (from, say, diving), or from foreign objects such as a cotton swab, your doctor can help you decide if this can be surgically repaired.

Earwax removal. Everybody’s ears produce earwax, but some people make more than others. Too much can block the ear canal, making it harder for you to hear. Luckily, this type of hearing loss can be fixed by removing it.

Your doctor may be able to remove your earwax by sucking it out (suction), flushing it out with liquid (irrigation), or by using a small tool with a loop on the end of it. You can even buy drops at your local pharmacy to help loosen and remove earwax. But don’t try to remove the wax with a cotton swab, Dr. Michaelides says. You may push it farther in.

Fluid drainage. Sometimes fluid can build up in the middle of your ear (from, say, an infection), dampening the vibration of the eardrum. And that may cause hearing loss, says Dr. Michaelides. To drain the fluid, your physician may prescribe a medication to release it. Or the doctor could make a small hole in the eardrum, inserting a small tube into it and removing it.

Are there any over-the-counter hearing loss treatments?

If you’re suffering from only minor hearing loss and need help in certain situations, says Winn, you could consider buying a personal sound amplification product (PSAP).

“I think of them as reading glasses for hearing,” she says. “They’re for people who don’t need amplification all the time but might struggle while watching a play or a movie at home—just to get that extra little boost.”

But it’s worth noting that PSAPs aren’t approved by the U.S. Food and Drug Administration as devices to aid a person with hearing loss.

Pretty soon, though, you’ll be able to buy hearing aids meant for adults with mild to moderate hearing loss directly from the store. “Nothing would be on the market until late 2022 or 2023,” says Kelley.

Will Medicare cover my hearing aids?

Let’s start with what Medicare will cover. If your doctor orders you a hearing exam, it will be covered by Medicare. You would, however, pay 20% of the Medicare-approved amount.

While some Medicare Advantage plans cover hearing aids, Original Medicare does not.

That may change soon: New legislation in Congress has been proposed that would cover the cost of hearing aids for those with moderately severe, severe, or profound hearing loss starting in 2023.

That’s a big deal, considering the cost of hearing aids.

But that doesn’t mean you should wait for the new law to pass. Talk to a licensed Antares  insurance agent at (818) 8057113 about finding a Medicare Advantage plan that covers hearing aids.

Remember that cochlear implant? It may be covered by Medicare too.

Talk to your doctor if you have questions about whether that or another treatment is covered.

How can I prevent hearing loss?

While age-related hearing loss isn’t reversible, you can help keep it from getting worse. One of the best ways to do that: Use earplugs when you’re around loud noises, including while using power tools or your lawnmower, or while at a rock concert or a wedding reception.

“I always carry earplugs,” says Kelley, who uses the disposable foam kind that you can buy at any drugstore. They don’t cost a lot, and they can help reduce decibel levels.

Another tip for podcast and music lovers: Overusing earbuds—the type of hearing device that fits directly in your ear—can potentially damage your hearing.

Limit earbud use to no more than two hours a day, Winn recommends. ”But this, of course, depends on how loud someone is listening to the sound presented through the earbuds. The louder the output, the shorter the time you can listen before being at risk for noise-induced hearing loss.”

How can I fit hearing aids into my active lifestyle?

Hearing aids are great, but don’t assume they’ll solve all your problems.

“Managing life with hearing loss is a whole rehabilitative process,” Winn says. “Hearing aids are one part of that. But there are a lot of components to learning how to function better in the world when you have hearing loss.”

Try these tips.

  • Use visual aids. “We all lip-read whether we know it or not, but people with hearing loss really depend on that tool,” Kelley says. Try to face people when they’re speaking and talk in rooms with good lighting, suggests Winn. Also ask people not to cover their mouths when they speak—such as with a menu at a restaurant.
  • Find quiet places. For example, if you’re going out to dinner, ask to be seated in a corner without a lot of people around or with your back to a wall to help block noises coming from behind you. Spaces with carpeting, which may help absorb sound, could potentially be better than ones with wood floors.
  • Try a remote microphone. This tool works together with your hearing aids and can help you hear people in situations with a lot of background noise, says Winn. Someone talks into the microphone, and their words stream directly to your hearing aids. Many hearing aid manufacturers also use smartphone apps that can do this, so you can use your phone instead of the microphone. Table microphones are also available for group meetings. And you can even get a device for your TV that lets you adjust the volume so that you can listen to it louder (or quieter) than the person next to you.
  • Know your options. Many movie theaters, concert halls, churches, and other large venues have assistive listening systems. These work directly with your hearing aids or sometimes through earphones the place provides, says Winn.

Bottom line: If you’re having trouble hearing, schedule an appointment with an audiologist or your doctor. You could begin taking steps to hear better right away—and as you’ve just learned, that could be nothing short of life-changing.

Worried about your hearing but don’t have health insurance coverage? Contact a licensed Antares agent today at (818) 8057113, or review plans online.

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Get in Shape Faster: 3 Exercises to Improve Your Health

Ready to get in shape, but you’re short on time? Chances are pretty good you’re busy. Spending hours in the gym probably isn’t realistic. Right?

The truth: only 23% of adults exercise at least 20–30 minutes a day.1 If you want to get in shape, lose weight, get stronger, and improve your health, exercise will help you get there. And you don’t have to run a marathon or climb a mountain.

So what’s the secret to getting into the gym, getting fit and getting out? Two words. Compound lifts. It’s the fancy fitness term for using multiple joints and muscle groups when you exercise. And there’s some big benefits to working out this way.

Get in Shape: 5 Benefits of Compound Lifts

If you want to get in shape, research shows compound lifts can help you:2

  1. Burn more calories in less time than typical workouts
  2. Strengthen joints and muscles
  3. Improve flexibility
  4. Strengthen your heart
  5. Improve balance and movement

When you exercise using compound movements, it’s like two or three exercises in one. It’s a smart way to work all your major muscle groups in less time than typical workouts.

Some common examples of compound lifts you can do to get in shape include:

  • Squats
  • Bent-over row
  • Chest press
  • Pull-ups
  • Chin-ups

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Functional Movement for Everyday Life

If you want to get in shape to make the rest of your life better, your workouts should support all the functional movements you do in your everyday life.

One recent study found that functional movements and regular exercise cut the risk for disability by 40% as you age.

  • Lifting a box
  • Carrying groceries
  • Moving furniture
  • Picking up a child
  • Working the yard

Using compound movements to exercise will help you reach your health and fitness goals, and lower your chances for falls and injuries. Here’s a good example of a compound lift: you’re in the middle of moving. You pack some books into a box. It’s heavy.

  • You squat down, bending at the knee.
  • You put your hands under the box.
  • You keep your back straight.
  • Then you lift the box off the ground using the muscles in your arms, back, core and legs.

Sweet! You just picked up a box. That’s a functional movement. In the gym, the compound lift that looks a lot like this is called a deadlift.

3 Exercises to Improve Your Health

In weight training, the big three compound lifts that can help you get in shape faster than traditional workouts include the:5

  • Bench Press (strengthens the chest and arms)
  • Deadlift (strengthens the legs and back)
  • Squat (strengthens the legs and core)

There’s a couple ways you can do these compound lifts:

  • Use barbells
  • Use dumbbells
  • Do at-home exercises

Before you begin: you’ll need a basic understanding of how to do each of these exercises. There’s lots of video tutorials online that can show you how to bench press, deadlift and squat. You can also ask a personal trainer. Or ask a friend or someone at the gym who’s familiar with working out. A few more tips…

  • Use lighter weights to start
  • Practice good form and technique for each compound lift to protect your back, joints and muscles.
  • A “spotter” can help make sure you’re using good form and assist you if the weight becomes too heavy.

Ready to get started? Here’s a quick guide on how to do each of these exercises:

Bench Press

Lie flat on your back on a bench. Keep your feet flat on the floor on either side of the bench.

  • Barbell: grab the barbell a little wider than shoulder width. Lift the weight off the rack. Slowly lower it to your chest. Then push the bar back up.
    • The first several times you do this exercise, use only the barbell, and don’t add any extra plates. This will help you to learn the movement and improve your form.
  • Dumbbells: lying on your back, push the dumbbells up, until your arms are extended. Slowly lower the dumbbells to your chest. Repeat.
  • At home: if you don’t have barbells or dumbbells at home, do push-ups.

Deadlift

At its most basic, a deadlift is just picking something up from the floor and raising it to around hip level. Remember the moving box example?

Start with your feet about shoulder-width apart, and the weight on the ground by your feet. Your toes should be pointed straight ahead.

  • Barbell: use an overhand grip to grab the barbell. Bend at the hip and knee. Keep your back straight. Then slowly stand and lift with your legs, until the weight reaches the upper thigh.
  • Dumbbells: grab each dumbbell with an overhand grip. Bend at the hip and knee. Keep your back straight. Then slowly stand and lift with your legs until the dumbbells are touching your thighs.
  • At home: if you don’t have barbells or dumbbells at home, you can use another piece of exercise equipment like a kettlebell or a medicine ball. You could also use a gallon jug filled with water, or even practice with something like a box of books.

Squats

Want to get in shape? Training your legs by doing squats is one of the best exercises you can do. Why? Squats engage multiple muscle groups. Every time you complete a single rep, you’re building muscle strength and endurance. You’re burning calories, too.

  • Use a squat rack. Step under the bar. Rest it on the back of your shoulders, slightly below the neck. Use an overhand grip to grab the bar, wider than shoulder width. Point your toes straight ahead. Lift the barbell off the rack. Keeping your back straight, slowly squat down like you’re going to sit in a chair. Once you’re almost in a sitting stance, push the weight back up to standing.
  • Hold one dumbbell in front of you with both hands. Keep it close to your chest. Squat down to about sitting stance. Then stand up.
  • At home. Use a piece of exercise equipment like a medicine ball or kettlebell. A milk jug could work too. Then follow the steps to do a dumbbell squat. If you don’t have a weighted object, do bodyweight squats.

Note: When you’re just getting started, use lighter weights. Do 8 to 12 repetitions per exercise. Complete 2–3 sets per exercise. Practice good form and technique for each lift. Using proper form is critical to protecting your back, joints and muscles. Increase the weight as you get stronger.

Before you start an exercise program, you should always check with your doctor. Compound lifts can help you get in shape faster than typical cardio workouts. You’ll also burn calories, get stronger, improve balance and your overall health.

Get in Shape to Improve Your Health

Strength training and other forms of exercise will improve your health and make you stronger. But that doesn’t mean you’re invincible. If you want to stay healthy and live longer, schedule an annual check-up and see a doctor if you’re not feeling well or you’re dealing with an injury.

Don’t have health insurance? No problem. At Antares, our licensed health insurance agents can help you find a plan that suits your needs and budget. Call us Now at (818) 8057113 or get a quote online.

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Exercises for Limited Mobility: 7 Easy Ways to Stay Active

Staying active can be difficult if you experience limited mobility. In this article, we’ll talk about the importance of regular exercise and show you 7 exercises you can do if you’re older, have limited mobility, or both.

Exercise helps prevent health problems like:

  • Type 2 diabetes
  • Heart disease
  • Certain types of cancer
  • Depression
  • Anxiety
  • Dementia

Despite the benefits, only 23% of older adults get enough exercise.2

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So what’s the reason so many older adults aren’t active?

Limited mobility. It’s the most common disability affecting older Americans. An estimated one-third to one half of all adults age 65 and older have trouble walking or climbing stairs.4 Fortunately, there are still many exercises for limited mobility you can do to stay active.

Exercise guidelines for older adults

If you’re age 65 or older, you might not be as mobile or active as you used to be. But being active is still important. For older adults, the Centers for Disease Control and Prevention recommends:

  • 150 minutes a week of moderate exercise (like walking) or 75 minutes a week of vigorous activity (like hiking, jogging or running).
  • At least 2 days a week of strength training (like bodyweight exercises or weight lifting).
  • At least 3 days a week, activities that improve balance (like balancing on one foot).

Before you start an exercise program…

If you’re 65 or older and in good health, follow the exercise guidelines above for older adults. If you have limited mobility and other health issues, it’s important to talk to your doctor. But keep this in mind: Zero physical activity is a health risk. Even exercises for limited mobility can improve your health, quality of life and ability to handle activities of daily living on your own.

If any of the following conditions apply to you, you will need to have a conversation with your health care provider before starting a workout program.

  • A new symptom or symptoms you haven’t yet brought up with your doctor
  • Recent surgery on your back or hip
  • Chest pain or pressure or a heartbeat that seems to skip, flutter or race
  • Dizziness or shortness of breath
  • History of blood clots
  • Infection or fever accompanied by aching muscles
  • Weight loss that isn’t a result of diet, exercise, etc.
  • Hernia
  • Wounds or sores on your feet or ankles that don’t heal
  • Swelling joints
  • Certain eye conditions, such as laser treatment, recent eye surgery or detached/bleeding retina

If you have a chronic illness or limited mobility, talk with your doctor about how much exercise you should get and what types will suit you best.

Exercises for limited mobility: 7 easy ways to stay active

So how do you stay active even if it’s hard to do certain things? Here are 7 exercises for limited mobility to help you move more.

1. Exercise in water

Why? It’s easier to move around. There’s less pressure on your joints. And it’s an effective way to work out even if you have mobility issues. One recent study found that exercising in water a few times a week for 8 to 12 weeks helped improve:

  • Strength
  • Balance
  • Heart health
  • Overall fitness

2. Use groceries to build strength

Who needs expensive exercise equipment? You can use the following to build strength:

  • A gallon jug of milk
  • 1-pound can of food
  • Bag of rice
  • Container full of liquid
  • Bag of apples, potatoes, onions or oranges
  • Bag of pet food
  • Bottle of laundry detergent

Carry your groceries. Even if it’s just one bag at a time. Or use these items to do simple exercises like:

  • Biceps curls with grocery sacks or milk jugs
  • Shoulder raise with a bag of rice
  • Bent-over row with two soup cans
  • Farmer carry with two bottles of laundry detergent
  • Walking lunges with grocery bags or milk jugs

You can even do some of these exercises while sitting in a chair (bicep curls, shoulder raise, bent-over row). Use a weight that’s appropriate for you — if you can’t lift the weight 8 times in a row, try something lighter.

3. Use resistance bands

Ever seen rubber resistance bands used in a gym or physical therapy? Resistance bands offer another safe and low-impact type of exercises for limited mobility.

In one recent study, researchers had a group of older adults use resistance bands. They exercised for 60 minutes three times a week. After 12 weeks, they found that exercise using resistance bands helped:

  • Improve grip strength
  • Increase flexibility
  • Develop lower-leg strength
  • Lower blood pressure

You can use a resistance band to do a variety of exercises to improve strength and balance such as:

  • Seated rows
  • Squats
  • Chest press
  • Biceps curl
  • Band pull-apart

4. Build grip strength

Did you know grip-strength can be used to measure and predict your health and quality of life? In a recent study, researchers found that older adults with poor grip strength were at higher risk for physical decline.7 They also found that good grip strength may be tied to healthy aging.

Here’s a simple way to improve grip strength:

  • Get a tennis ball, rubber ball or foam ball.
  • Hold the ball in one hand.
  • Squeeze with all the pressure you can muster for 3 to 5 seconds. Relax your grip slowly.
  • Repeat in sets of 10–15 squeezes per hand.

Exercises for limited mobility to build grip strength like this will help you get stronger and support everyday needs like picking and holding objects or opening jars.

5. Chair dips

If you have trouble walking or climbing stairs, you can still be active. You can use your chair to build upper body strength, like this:
Use a chair with armrests.

  • Sit with your feet shoulder-width apart and flat to the floor.
  • Hold the arms of the chair with your hands. Lean forward a bit, and breathe in.
  • Keeping your upper body straight, slowly push yourself out of the chair using your arms only and breathe out.
  • Hold yourself in place for 1 second.
  • Lower yourself back into the chair and breathe in.
  • Do sets of 10–15 repetitions, with short breaks in between.

6. Chair-leg extension

Here’s a simple exercise you can do to build leg strength, even if walking is hard for you.

  • Sit with your back straight against a chair. Only the balls of your feet and toes should be touching the ground. Breathe in.
  • As you breathe out, bring one leg up and stretch it to be as straight as possible. Don’t lock your knee, though.
  • Flex your foot toward you, and hold for 1 second.
  • Breathe out and lower your leg to its original position.
  • Repeat in sets of 10–15, alternating legs.

7. Chest stretch

When you have limited mobility, getting on the floor to do push-ups to strengthen your chest might be too hard. But you can still exercise your chest, even while sitting in a chair. Here’s how:

  • Sit in a chair without arms. Place your feet shoulder-width apart and flat to the floor.
  • Extend your arms to your sides, with the palms of your hands facing forward.
  • Ease your arms back, and feel your shoulder blades move toward one another.
  • When you get a good stretch, pause and hold for 10 to 30 seconds.
  • Repeat this stretch 3 to 5 times.

Don’t let limited mobility limit you. You can still be active. It’s important to promote good health. Find exercises you can do. Or ask your doctor for help. Even moderate amounts of exercise can improve your health, prevent and manage disease and help you live longer.

In fact, one recent study found that even just 11 minutes of moderate exercise per day will help you live longer. Even if you have limited mobility, you can still find ways to move more, sit less and be more active.

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Hand calluses hurt? 5 smart tips to treat and prevent calluses

Hand calluses hurt? If you lift weights, play guitar, or work with your hands (doing things like gardening, farming, or construction), you may have calluses. It’s your skin’s way of toughening up to withstand the kind of work you put your hands through every day. And if you’ve ever said “my hand calluses hurt,” you’re not alone. If you don’t take steps to treat or prevent hand calluses, they can tear. And that’s more painful than thick skin.

You don’t have to change your life to prevent calluses

Chances are pretty good you can’t just stop doing the things that caused hand calluses in the first place. For example:

  • If you’re a bricklayer, you’re probably not going to give up the trade just to get rid of hand calluses.
  • If you love lifting weights to stay in shape, you’re probably not going to give it up for the couch-potato life just to get rid of calluses.

Fortunately, you don’t have to. Spending just a little time to prevent and treat hand calluses will help keep those calluses from becoming a problem or turning into a painful tear. Hand calluses hurt?

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Here are 5 ways to prevent and treat hand calluses.

1. Wear gloves to protect your hands

If you’re in the gym, gardening, or working with your hands and forcing your digits to do a lot of work, wear gloves. Why? When you’re lifting, pulling, digging, or anything else that requires a lot of grip strength and creates friction, your hands can take a beating.

Over time, the skin toughens up, and you can develop calluses. That’s normal. But wearing gloves can help lessen friction, protect your hands, and prevent calluses from developing.

Note: Gloves may impact your grip strength a little. But it’s a smart way to protect your hands and prevent calluses.

2. Use chalk to keep hands dry during workouts

When you lift weights using barbells, dumbbells or machines, your hands experience a lot of friction, especially as you sweat. But you can prevent this. How? Use chalk powder.

“Chalk or magnesium carbonate is an important training provision,” according to U.S.A. Weightlifting. “Athletes use it to create a thin coating on the hands…which helps the athletes to maintain a firm grip on the bar.”

3. Adjust your grip

Push the lawn mower. Rake leaves. Chop wood. If you’re not used to using your hands for this type of work, you could easily develop blisters and calluses. The same is true for lifting weights or different types of sports and physical labor. Here’s another way to protect your hands: Adjust your grip.

For weight lifting (pulling and pushing movements)

  • Keep the bar gripped between your mid-palm and the base of your fingers.
  • Try keeping the bar in the crease between your fingers and palms.
  • Or use a slightly lower grip in the mid-palm, especially if you already have calluses.

For other activities:

  • Adjust your grip to prevent skin pinching and folding between your fingers and palm that causes pain and calluses.

4. File down calluses

If you workout a lot or have a physically demanding job, chances are pretty good you’ll develop calluses. And you’ll need to take care of them. The American Academy of Dermatology recommends:

  • Soaking calluses in warm water. Fill the sink or a bowl with enough warm water to submerge your hand. Soak for 5 to 10 minutes.
  • File calluses with a pumice stone. Use a pumice stone to file down the hardened skin. Glide over skin gently, and avoid removing too much skin.
  • Use moisturizer. Once you’re done treating hand calluses with soaking and filing, apply moisturizer, which will help soften the skin and calluses.

5. Treat torn calluses right away

If you notice a hand callus beginning to rip or tear, don’t ignore it. Treat it right away. Here’s how:

  • Cut away dead skin around the callus that’s easy to remove. Leaving flaps of skin only increases the chance of tearing and ripping again.
  • Treat blister if necessary. If you’ve developed a blister, in addition to a hand callus, drain the blister. Clean the area, and let it dry. Then cover it with a bandage. If you can, take a break from workouts and activities that require major grip strength and cause friction to give your hands time to heal.

If you like lifting weights and working out, playing certain sports, working in the yard, or have a physically demanding job, your hands are critical. With all your hard work, you may even develop hand calluses. That’s normal. But if you want to keep your hands happy, follow these steps to treat and prevent hand calluses.

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5 Ways Your Home Can Increase Your Fall Risk (and How to Make It Safer)

Falling down might sound like a minor mishap, but for older adults (age 65 and up), it can be serious—or even fatal. It’s also common: More than 1 in 4 older adults report falling each year—and more than half of these falls occur at home.

In fact, the U.S. Centers for Disease Control and Prevention counted more than 2.8 million emergency department visits due to injuries from falls among older adults in 2020. (To put that into perspective, that’s more than three times as many as in the next age group down, those 55 to 64.) Falling was also responsible for more than 36,000 deaths.

The fallout from a fall could be anything from bumps and bruises to broken bones and traumatic brain injury. “Not all falls will result in an injury that sends you to the emergency room or the hospital, but about 20% of falls that happen among those aged 65 and older will result in an injury,” says Kathleen Cameron, senior director of the National Council on Aging’s Center for Health Aging.

Even the fear that you might fall can be dangerous if it prevents you from leaving your house or being active. “It’s kind of a vicious cycle, because the less that older adults engage in physical activity, the more they’re going to develop muscle weakness and balance issues, which are two of the most common risk factors for falls,” Cameron says.

To head off the falls and the fear, the first place to start is in your home. Below are five common parts of your house that can present a fall risk. Also, find out how you can make your space safer without spending too much money.

How to prevent falls in your house

Your house can be full of objects and surfaces that can put you at risk for tripping, slipping, and falling. Here are five potential hazards and what you can do to secure them.

Fall Risk #1: Rugs

While decorative, rugs can also be dangerous. To lessen your risk for tripping or sliding, add a nonslip backing or use tacks or double-sided tape to fix them to the floor. The same goes for doormats and bathroom mats.

Of course, you can also remove rugs, doormats, and bathroom mats altogether if they pose a risk—but if you have wood floors or another slippery surface underneath them, be sure to wear sneakers or slippers with traction on them when you’re walking across those surfaces to decrease your chances of slipping.

Fall Risk #2: The Bathroom

Stepping into your bathtub or shower can be hazardous. It can be slick from a recent shower, and if you must step into it, you could easily trip. Stepping out of it can be dangerous, too, when you’re wet and surfaces might be slicker.

Even the toilet can pose a risk—falls often happen if you’re unsteady when you stand up or sit down. Older adults who have high blood pressure, for example, can feel lightheaded or unsteady on their feet when standing up.

One solution is installing grab bars or handrails near the shower or toilet. “It’s amazing how grab bars have changed in the last decade or so,” says Cameron. “They’re quite decorative; they don’t look institutional and are so important for added support and safe movement in the bathroom.”

While you’re at it, add a nonslip rubber mat or even a shower chair to your tub. And if you often get up at night to go to the bathroom, an inexpensive night-light can light up your path. Some come on automatically in the dark or have built-in motion sensors for even better protection.

Fall Risk #3: Stairs

This might seem obvious, but your stairs have a lot of risk attached to them. Cameron recommends lights at both the top and bottom of stairways so you can see where you’re stepping.

Is the stairway still a little too dark? “A simple strategy is to put a strip of painter’s tape on the edge of each step,” she says. “That will mark each step along the way, which is especially helpful for people who find it hard to distinguish one step from another, which for some can blur together.” You can even buy tape that’s reflective or has a glow-in-the-dark strip.

Also, take a look at your banisters on indoor and outdoor steps. They can’t help you climb stairs safely if they’re missing, loose, or hard to grab on to. Cameron recommends having properly installed handrails on both sides of a stairway.

Fall Risk #4: Clutter

Those old magazines you keep meaning to read. The shoes you left by the door. Those big boxes you walk around in the garage or laundry room. All that clutter represents a tripping hazard.

When you reduce clutter, you reduce risk. Move anything that gets in your way, especially in the areas where you walk most often, like the path from room to room.

Fall Risk #5: Stepladders

Getting up a ladder to clean out the gutters is obviously dangerous. But even the small stepladder you use to reach the top shelf in the pantry or kitchen can pose a risk.

Rearrange your kitchen, bathroom, and linen closet so that way the things you need to reach every day are at waist level. And ask for help when you need help with something that’s up high, such as taking down seasonal decorations or changing a light bulb in a ceiling fixture.

If you’re determined to do tasks yourself, make sure your stepladder has wide steps so you can plant your entire foot. The ladder should also have grippy surfaces on the steps and a grab bar. Be sure to place the ladder on a flat, level service. But don’t ever hesitate to ask for help. It’s better to be safe than sorry.

Not sure which plan is best for you?

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Bonus Fall Risk: You!

Falling isn’t an automatic part of getting older, but ,your risk of falling can be increased by things like reduced physical activity, poorer vision, chronic illnesses, and the medications you might rely on.

For example, over-the-counter medications like Benadryl or Tylenol PM contain diphenhydramine. Dizziness and drowsiness are common side effects.

“[These medications] are something that those of us who work in aging do not recommend at all, yet many older adults pick them up over the counter,” Cameron says. “Or their family members might pick them up because sleep issues are common among seniors.”

Sitting around a lot is also a solvable problem. Cameron recommends a training program like A Matter of Balance, which is offered at senior centers and many other places across the country. Yoga and tai chi are other options that can help strengthen your core and stability.

“Tai chi, which has been around for thousands of years, has been well studied,” Cameron says. “It’s shown to reduce falls by as much as 55% if practiced over 24 weeks.”

If you’re an older adult, or anyone who’s at risk of falling, now’s the time to spruce up your home. Prevent falls with a few changes that keeps the danger zones at a minimum.

Looking for health insurance? Start by calling a licensed Antares agent at (833) 910-3176 or visiting antaresins.com to learn more about what insurance options might fit you.

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Questions to ask your doctor and other ways to make the most of your visit

Whether you’re seeing your primary care provider or a specialist, your appointment is the time and place to ask questions and address your concerns. Here are a few ways to make sure you get what you need out of your next medical appointment.

Write down questions to ask your doctor

Even though you often wait to see your doctor, they don’t always have a lot of time to spend with you. “It’s kind of notorious now that you get 15 minutes with your provider. They don’t have much time, so maximize it by preparing ahead,” suggests Caitlin Donovan, senior director of public relations at the National Patient Advocate Foundation.

One way to do that is to consider what is most important to you and write it down. “It’s a good idea before any doctor’s appointment to sit down for 5 minutes and make a quick list of what you want to accomplish, the top things that are bothering you, or your goals for the appointment,” says Donovan.

When your doctor walks in, be prepared. Bring up your top questions or concerns first. That way they know what’s most important to you. If you wait until the doctor is leaving the room to bring up a major concern, they might not realize that it’s important to you. That means they might not give as detailed an answer as you were hoping for.

Instead, before your doctor leaves the room, confirm what they said about your top concerns. For example, “I heard you say this. Is that correct?” If you’re not sure what to ask, here is a printable checklist of questions that can help you get started.

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Catalog your top concerns and symptoms

Let’s say you’ve been having regular stomachaches. Make sure you write down your current symptoms and concerns, in addition to your list of general questions for your doctor. “If you’re worried about something going on and you’re noticing symptoms, write them down and how they affect your daily life,” says Donovan.

So next time you have a stomachache, document it and note your symptoms.

  • What time is it?
  • What were you doing before the pain started?
  • How long does it last?
  • Does anything make it feel better?

It can also be helpful to bring any medications, vitamins, and supplements you’re taking to your appointment. Just gather up the bottles in a bag. That way if your doctor asks about dosages or needs to look for possible interactions, you’re ready.

One way to help you afford a regular annual health exam is by having a health insurance plan for your needs. Call a licensed insurance agent at (818) 8057113, or find plans online, to see what’s available in your area.

Make sure you understand your diagnosis

It can be scary when your doctor finds a health concern and either gives you a diagnosis or refers you to a specialist for further testing. In that moment, it’s a good idea to ask as many questions as possible. Or you might not know what questions to ask right away, and that’s all right too.

“When you receive a diagnosis, your mind can go blank a little bit, and maybe you can’t think of any questions to ask,” Donovan says. In that situation, a good question might be: “How can I contact you with follow-up questions?” Find out if your doctor prefers calls, emails, or additional appointments. Then, go home and take your time writing a list of questions.

You might ask:

  • Now that I’ve been diagnosed, what are my next steps?
  • What tests are necessary? Are there risks involved?
  • How will the results impact my treatment plan?
  • How will this diagnosis impact my life?
  • Are there lifestyle changes I can make?
  • Are there generic medications available to treat what I have?
  • What are this medication’s side effects?
  • What will happen to me if I don’t get treatment?

It might also be helpful to ask your doctor to write down the name of the condition, particularly if it’s unfamiliar to you.

Know that your opinion matters

Just because you don’t have a medical degree doesn’t mean your opinion doesn’t matter. And one big factor in feeling heard at your next checkup is working with a doctor who is a good fit for you.

But guess what: Not every doctor will be the right fit for you. The goal is to find one who actively listens to you, respects your time, and answers your questions. Above all, you need to feel comfortable talking about personal matters with this person and taking their advice. Your health depends on it.

“You and your physician are a team,” says Donovan. “Recognize that you are an expert in your own body and your own experience and that’s what you bring to the team. And what the physician brings is years of medical expertise.”

Find a health plan with a network that includes doctors you want to work with. Call a licensed insurance agent at (818) 8057113 to learn about what plans might be available to you. Or, compare plans online.

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