Covered California Health Insurance
Enroll in a state-subsidized health plan with the help of a certified Covered California agent — at no cost to you.
What Is Covered California?
Covered California is the state's official health insurance marketplace, created under the Affordable Care Act (ACA). It allows individuals, families, and small businesses to shop for and enroll in quality health insurance plans.
Depending on your household income, you may qualify for significant financial assistance — including monthly premium subsidies and reduced out-of-pocket costs — making quality health coverage more affordable than ever.
Talk to an agentWhy Use a Certified Enrollment Agent?
Antares Insurance agents are Covered California Certified Enrollment Agents. We guide you through every step of the process — for free.
No Cost to You
Our services are completely free. We are paid by the insurance carriers, never by you.
Certified & Licensed
Our agents are Covered California Certified Enrollment Agents licensed in California.
Plan Comparison
We compare all available plans side by side so you get the best coverage for your budget.
Year-Round Support
We help you during Open Enrollment and Special Enrollment Periods throughout the year.
Maximize Your Subsidy
We help you understand and apply for every subsidy and tax credit you qualify for.
Family Coverage
We find plans that cover your entire family — from children to adults — under one policy.
Who Can Enroll in Covered California?
- California residents who are U.S. citizens or lawfully present immigrants
- Individuals and families who do not have access to affordable employer-sponsored coverage
- Self-employed individuals and freelancers
- Part-time workers without employer health benefits
- People who recently lost job-based coverage (Special Enrollment Period)
- Small business owners looking for group health plans
Enrollment Periods
Open Enrollment
November 1 – January 31Anyone can enroll or change their Covered California plan during this annual window.
Special Enrollment Period
Year-RoundLife events like losing coverage, getting married, having a baby, or moving may qualify you to enroll outside of Open Enrollment.
Covered California Metal Tiers
Plans are organized into four metal tiers based on how costs are shared between you and the insurer.
Bronze
Monthly Premium
Lowest
Out-of-Pocket
Highest
Best For
Healthy individuals who rarely need care
Silver
Monthly Premium
Moderate
Out-of-Pocket
Moderate
Best For
Most families — best for subsidy recipients
Gold
Monthly Premium
Higher
Out-of-Pocket
Lower
Best For
Those who use medical services regularly
Platinum
Monthly Premium
Highest
Out-of-Pocket
Lowest
Best For
People with significant ongoing medical needs
Ready to Find Your Plan?
Speak with a Covered California Certified Enrollment Agent today. We'll find the right plan for your budget — at no cost to you.